Whether you enjoy cruising the open road in your motor home or going off the beaten path on your ATV, the way you choose to spend your time is your business. With so much to explore and surprises around every bend, it is no wonder recreational vehicles play an important role in some of America’s favorite pastimes. Here in Arizona, we know our customers like to have a good time. Our goal is to help protect ATV, RV and travel trailer investments so you can spend less time worrying and more time doing what you love.
ATV Insurance
All-terrain vehicles, or ATVs, are used for many different purposes. Whether you use a UTV for work on the farm, a four-wheeler you use for hunting or a modified ATV for sports and recreational purposes, having the right insurance is essential for protecting yourself while riding.
Imagine going to get your ATV out of storage only to find it had been stolen. Could you afford to replace it? What if you took it out on a hunting trip only to have it damaged by a wild animal? These types of scenarios are unfortunate, but also all too common for ATV owners. Whether you ride on or off your own property, having the right ATV insurance is essential.
We offer many different coverage types, some of which include:
Liability
Your ATV can be dangerous, and not just for you. Liability helps cover the cost of bodily injury and property damages you cause to other people. This might include damages occurring when you hit another ATV, run over a fence, or hit someone’s car.
Collision
If you damage your own ATV in a collision, this type of coverage can help pick up the pieces. Whether you hit another ATV, a vehicle or an inanimate object, collision can help cover structural repairs.
Comprehensive
This coverage pays for the repair or replacement of your ATV after it has been damaged in a non-collision related event. Comprehensive claims may be covered if your ATV is damaged in a fire, flood, or by theft and vandalism.
RV and Trailer Coverage
RVs and trailers serve as your home away from home. There are many different types, ranging from small campers and travel trailers to large, luxury motor homes. Since this type of vehicle is more than a car and not quite the same as a house, it makes sense that you need more than just auto or homeowner insurance to cover it. Instead, it requires a specialized RV insurance policy designed to protect you and your family while on the road.
Accidents can happen anywhere at any time. It is not uncommon to see an RV overturned on the road or for a travel trailer to become damaged by a falling tree at a campsite. Likewise, your RV could become damaged or vandalized at home when it is not in use. Fortunately, we can offer insurance that covers these types of events with as little out of pockets costs to you as possible.
In addition to liability, collision, and comprehensive coverage, your RV or travel trailer insurance can include coverage for any personal belongings stored in your RV, as well as the cost of alternative lodging and transportation if covered damages to your RV leave you stranded. We can offer insurance that fits your needs, whether you use your vehicle recreationally or take it on the road full time.
