When it comes to auto insurance, it’s not about just finding coverage; it’s about finding the right coverage. Having a policy that fully meets your needs can provide you with security and peace of mind in knowing that your insurer has your back after a collision or other covered event. The policy you choose today is the safety net you fall back on when faced with vehicle repairs and liability expenses in the future.
While it’s true that drivers in Arizona are required to carry insurance coverage, we know that auto insurance is more than an obligation – it’s a necessity. Having a bare bones policy may meet legal standards, but it cannot hold up when you need it most. That is why we are committed to working one-on-one with our customers to find auto insurance that fills in the gaps that others leave behind. After all, you work hard to create the life you deserve. Why put it all at risk with the wrong auto insurance coverage?
Total Arizona Car Insurance Solutions
At Harnish Insurance Group Agency in Mesa, Arizona, we are proud to be a locally owned and family operated agency. Our goal is to provide quality insurance that delivers on both value and practicality. We built our business on the belief that customers always come first. In keeping with our promise, we offer a wide range of personal auto insurance coverage types from many of the state’s leading insurers.
Liability is a legal requirement for Arizona drivers, but the state minimum coverage only covers $10,000 in repair or replacement costs and $15,000 per person for bodily injury. We can offer liability coverage with better limits that are designed to fully cover the losses you cause others in an at-fault accident.
Collision coverage pays to repair or replace your vehicle when you are involved in an accident. Whether you sideswipe a guardrail or crash into another vehicle, collision can help get you back on the road fast.
Did you wake up one morning to find your car vandalized? Perhaps it was damaged in a storm. Comprehensive is catch-all coverage that helps protect you from non-collision related damages.
Other Types of Arizona Auto Insurance Coverage
In addition to liability, collision and comprehensive auto insurance coverage, we can also offer protection for the small details and unusual circumstances that you might face on the road. For example, imagine being the victim of a hit-and-run accident. Authorities never find the guilty driver, leaving you responsible for your own vehicle repair or replacement costs. Furthermore, you might also find yourself with other bills, such as your towing charges and the cost of a rental car while your vehicle is being repaired. Add to that any personal injury medical expenses, and you could be out thousands without the right coverage. At Harnish Insurance Group Agency, we can help you find an auto policy that includes:
- Uninsured and underinsured motorists
- Personal injury protection
- Towing and roadside assistance
- Rental car reimbursement
Our team can also discuss ways of making your insurance more affordable. We can help find money-saving auto insurance discounts for drivers who meet certain requirements. Safe drivers, good students, and people who combine coverage types with the same insurer are just a few examples of customers who often qualify for discounted premiums. Talk with your agent about the types of auto insurance that may be right for you and which discounts you might qualify for.