Do you know what’s hiding in your auto insurance policy? Have you read all of the fine print? Did you select the coverage yourself, or let someone else do the picking? Do you feel confident that you received the best car insurance rates possible?
Regardless of how you chose your insurance, there is a good chance you have too much coverage, not enough, or the wrong type of protection altogether if you didn’t work with an independent insurance agent.
Don’t go another minute without knowing for sure that your car insurance is up to par. Continue reading to find out how the wrong car insurance could be costing you money today, or a lot of money tomorrow.
Full Coverage Protection
Car insurance is an investment in your financial security. Here in Mesa, our smartest drivers know that having the right coverage is about much more than meeting state and lender requirements; it’s about assurance and financial support after an accident or other covered event.
It’s not a matter of want, but of need. You need car insurance that protects your income and assets if you are ever sued after an accident. You need car insurance that will take care of you if you are injured by an uninsured motorist or if your vehicle is stolen from a grocery store parking lot.
The independent agents here at Harnish Insurance Group go above and beyond to not only recommend the coverage you need but also to explain why you need it in terms that are easy to understand.
Best Car Insurance Rates
Car insurance rates are not always indicative of the quality of your insurance. One insurer could offer you a much higher rate for a terrible, bare-bones policy than another insurer would offer you for much better quality coverage.
Independent insurance agents know this better than anyone: Rates can fluctuate dramatically from one company to another for the exact same coverage. If you shopped direct through a company website or carrier agent, you were probably only offered coverage from a single insurance company. Whether or not that company was the most affordable could only be determined by shopping around and comparing rates from other carriers.
If you purchased coverage from an independent agent, however, you would have received bids from multiple insurance companies, allowing you to pick and choose the coverage that provides the greatest value for your investment.
Ongoing Local Support
One of the most important, yet underrated factors to consider when shopping for car insurance is the support you will receive after your purchase.
Many people shop for coverage, stuff their policy in a filing cabinet, and never make contact with anyone from the insurance company until the time comes to file a claim. When that time comes, customers are often put on hold, shuffled between representatives, and left with miles of red tape just to complete a claim.
If you work with an independent agent at Harnish Insurance Group, however, you can trust that our customer service lasts long after you purchase your policy. As an independent agency, our loyalty is with you – not an insurance company. We will continue to check-in with you and take the time to assess your needs as they change over time.
With an office right here in Mesa, you can stop by or give us a call anytime and speak with someone you know and trust. You will never feel like just another policy number at Harnish Insurance Group. Whether you need help filing a claim or simply have questions about your coverage, you can trust we’ll always treat you like family.
If you’ve never worked with an independent agent, your coverage could be lacking. Call us today for an evaluation of your car insurance and to find out if we can save you money on the coverage you need.