When you find the home of your dreams, it’s easy to get swept up by the many important decisions you must make before you get the keys and can settle in. There’s a flurry of paperwork to consider, new real estate terms to learn, and those pesky closing costs to budget for.
Along with closing costs, you’ll also need to investigate purchasing a comprehensive home insurance policy that meets your needs and your budget. And while you could go with the insurance agency that your lender or real estate agent suggests, the chances are that you may be able to save money and enjoy a better overall experience with a local independent agency. Keep reading to learn more about the benefits of working with an independent insurance agent.
What is the Best Home Insurance Company for Me?
Buying insurance isn’t a task that should be taken lightly. You wouldn’t buy a car or a home without doing plenty of research first, would you? So, why should things be any different when you’re buying coverage to protect these important assets? When it comes to buying the best home insurance policy for your needs, you want to not only get the best value for your money but to work with a great, long-term adviser as well.
While you’re perfectly capable of purchasing a cheap home insurance policy from a company you see advertised on TV every night, there’s a big difference between working with a captive agent and an independent agent. What are some of the top reasons to go with an independent agency? Check them out below:
More Options
One of the biggest reasons to work with an independent agent in Mesa is to gain access to more insurance options available at a wide variety of price points. Independent agents can offer you a much broader selection of coverage options because, unlike captive agents, they aren’t beholden to represent a single provider. This allows them to offer more products and better meet your insurance needs.
One-Stop-Shop
Another great reason to go independent? Because independent agents represent so many different providers—3 to 8 on average—they can help you meet all of your insurance needs under one roof. That means you can shop for personal and commercial policies all with a single agent.
Discounts
Once again, because independent agents aren’t contracted only to represent a single provider, they can focus on what’s best for their customers. This means that they’re always on the lookout for the biggest discounts available to you and they can also periodically review your coverage to make sure you’re getting the most bang for your buck.
Personal Advisers
Perhaps the greatest benefit in the modern age of social media and digitally-based interactions, working with an independent agency means you can connect with a real person whenever you’d like. They will take the time to listen to your needs, tailor a policy that is designed to fit your needs and your budget, help you file claims, and work to build a long-term professional relationship with you.
Contact Harnish Insurance Group Today
Interested in learning more about the many benefits of working with our independent home insurance agents in Mesa? Now is the perfect time to become a part of the independent insurance family. Please give us a call at (480) 839-9077 or contact us today for more information and be sure to request a free quote!
