Insurance Blog - Harnish Insurance Group

Do You Need Boat Insurance?

February 12, 2016 By Bryan Harnish

New boat owners often ask the question: “I am buying a boat. Do I need boat insurance?” The answer to that question is probably so. Foregoing boat insurance could be leaving yourself vulnerable to … [Read more...]

Harnish Insurance Group4.7

Based on 88 reviews

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Cheryl H.

3 weeks ago

I've had the Harnish group for more than 10 years now and wouldn't change! They are professional, fair and responsive. I have bought 2 homes, and 2 vehicles since doing business with them and they have taken care of my needs. Thank you!!!

Jason

3 weeks ago

Been using Harnish insurance for years always great service. They are there for you when you need them . They shop around and find you the best rates.

Justin M.

2 months ago

Buffie doesn’t wear a cape but, she should. Harnish insurance is great but, the people behind the scenes make it go. Buffie is the equivalent of an in house employee when it comes to helping contractors get their business in order. Some people pretend to care. Buffie actually wants to help smooth out all your insurance needs. And she knows her job well. She kind, professional, smart and engaging. She’s the total package. if you’re shopping insurance, you’ve found what you’re looking for when you call Harnish.

Michelle W.

2 months ago

Exceptional service from start to finish. Bryan made the entire process of setting up my general E&O and non owned vehicle coverage stress-free. Not only did he take the time to understand my business, he tailored my coverage so I feel fully protected—without adding anything unnecessary. If you’re a business owner looking for someone knowledgeable, and who genuinely is looking out for your best interest, I highly recommend working with Bryan.

nelson C.

3 months ago

Always answer ASAP resolve your needs super fast in my experience, after 12 years of my business still working with them.

Robbie Z.

5 months ago

Outstanding customer service

Paul B.

6 months ago

The Harnish insurance group provided me with excellent quotes on my home, auto and life insurance. Very professional yet personal employees. They personally get in touch with me when anything arrises in the insurance realm that might benefit my family or my business. Highly recommend giving them a chance yo earn your trust!

James R.

6 months ago

Very Responsive Team, Harnish Insurance Group has access to many companies to provide top notch coverage. We had a claim covered when we though there was no coverage, so glad we stopped shopping around once we found Harnish Insurance Group.

Keegan C.

7 months ago

Extremely satisfied with their customer service. I worked with Sophia Harnish who helped me get a lower rate on my car insurance and made the process very easy. Would definitely recommend!

Brian N.

10 months ago

Bryan offers policies from a variety of insurance companies which leads to competitive pricing. He and his office staff also provide great customer service.

Beth T.

1 year ago

AVOID AVOID AVOID Long time clients, of Bryan Harnish but he fails to meet, even the most basic of standards. Policy contracts are never sent. To say the least… Even a bad company has to find ways of getting new customers to replace the old, burned customers. ——- Make sure, if you are planning on using Bryan or anyone, to look for insurance quotes, that you are getting the required and timely notifications, about the current policy so you can make other arrangements, if necessary. Make sure you have the choice to choose from two products or more, more than a single carrier AND if/when you DECLINE a product; saying, it’s not the right thing or product for you, that it is not still chosen for you, anyway. Make sure you get to choose your amounts of coverage or it may not be enough to cover everything that matters. and that you actually get to look over and approve the contract BEFORE contracts are placed, and that you actually, receive by mail, contracts in full, because a summary of changes, screenshots ordering documents that fail to materialize, may cost time and delay or complete denial of your claim. Not to mention the other costs, added stress, mounting frustrations are just a few other costs to think about. Delays! Delays! Delays! —- I can’t seem to get, you, Bryan, to mail me all the documents. I mistakenly, put my trust in the wrong place and I’ll be dealing with that issue, later. Bryan and YOUR choice, of insurance carrier, for me, have both been paid in full but you fail to provide me the contracts. I don’t know how to make it any plainer or easier to understand… You keep sending me, incomplete documentation, Bryan. Summaries of changes made, incomplete declaration pages and screenshots are not enough! The screenshot of you ordering my documents, was received by me. But I think you forgot to hit the send button after taking it. Should I now, be required, to track down, all the legal notices, & disclosures, legal language of the policy/s, endorsements list, the actual forms that the endorsement list, are referring to, etc, on my own? You need to provide them, Bryan! Worth Less! Use Less! Yes, I’m upset! I have a claim under a contract that is, frankly, being withheld from me and ALL of the requirements that apply to me, in order to get a settlement in full are completely ‘unknown’ to me. The thank you letters and misc. forms you keep sending me are heartfelt, but completely worthless to me, without the other documents! You understand what I meant, and what is being asked of you. You were ACTING as my agent, you are responsible, for sending all the contracts in full, period! And you are responsible for failing, to send me all the contract documents in full. Three weeks and counting! Overnight by USPS, registered mail, include a checklist outlining the documents included. Send me, all of my contracts! PLEASE! -Sent this day, May 28, 2025 3:25pm, az time

Amy H.

2 years ago

If we could leave no stars, we would. We have been with Harnish ever since it was Studer Insurance Group, so a long, long time. For the past three to four years, we have had significant increases in our policies, which have come with no heads up as to how we might be able to lower these. We called each time to question these increases, and were told each time that someone would review our policies and get back to us. Suffice to say, we always had to call the office at least a couple of times to get a response....and this most recent time, when our rates went up almost 40% from the previous year, we got no response at all when we called 3 days ago and got the "we'll review and get back to you" spiel. Today we cancelled with Harnish and signed with State Farm, who are providing much better coverage and lower rates.

Shelly R.

2 years ago

Harnish Insurance Group by far has been the best insurance company I’ve ever used. The Customer service is AMAZING. I use them for my boat, homes, UTV’s and automobiles. They will go the extra mile and get you the cheapest rates possible.

linda L.

2 years ago

Always there to answer your questions. Very happy with the service. I would definitely recommend!

Bob F.

3 years ago

The Harnish Group is a great insurance agency. Bryan and his team are always available to discuss my policies. They handle a lot of different insurers so they're able to find a company that works for you. Big thanks to Bryan and his team.

Dan N.

3 years ago

Our entire family relies on Harnish Insurance Group for all our insurance needs. Bryan and his staff are always quick to respond to any questions and handle matters with our best interests in mind. More than once, they've worked beyond regular work hours to take care of us.

Brett G.

4 years ago

Bryan owner of the Harnish group does an amazing job. I own two businesses and I’ve switched everything over to him. He’s been able to provide fast answers that are accurate and provide customer service the best I’ve ever seen. Thanks Bryan and your entire team for making my life easier.

Ludmila C.

4 years ago

Good.service good price

dona B.

5 years ago

Bryan and his people go above and beyond to provide excellent customer service to his clients. They have always been there when we needed them.

Shirley B.

6 years ago

recommends

personal and friendly help with good insurance

Linda W.

6 years ago

recommends

We have been a client of Harnish Insurance for several years. What I like most about the company is their promptness in answering any questions I may ask of them. Recommend.

Jesse R.

6 years ago

Horrible service. Called several times to cancel both my business and auto insurance with them, before it got renewed (10/17) and they never answered. Finally got a hold of them after the insurance was renewed. On 10/29 I was promised to have my insurance cancelled back to 10/17 and get my money back for both policies since they had not canceled my policy as asked. On 11/07 I got an email that my account was to be withdrawn to pay for the insurance that was suppose to be canceled 10/29. Texted the agent 11/07 asking him why they still haven't canceled my policy and all of sudden I get an email of cancellation of my policy. It has now been over 30 days and I still haven't recieved my full refund. * I worked directly with Luis from your office not the producer.

Thea W.

6 years ago

Brian and his staff are EXTREMELY helpful and attentive to the needs of their clients.

Miechelle S.

6 years ago

Bryan Harnish has handle my personnel and business insurance for years. I love the fact when I do need something he is there for you! (As well as his employee's)

Sharon M.

6 years ago

Worst insurance agent ever. I've had to deal with my mortgage company, the insurance company and ADOT directly because Harnish is awful. Phone calls are not returned. Staff is terrible. Just say no.

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